Insurance

Senior Car and Van Hire Insurance and Waiver Policies

Do our rental prices include insurance?

  • Yes! All Prices quoted on our online booking platform or quoted over the phone include insurance.
  • Check our Key information and Requirements page to check if you are eligible to drive on our insurance.
  • You do have the option to use your own business fleet policy to insure a rental vehicle. 

What does our Insurance cover include?

  • Cover is included for third party damage. Loss or damage is also covered on your rental vehicle, subject to our terms and conditions.  

Can I use my Own Business insurance? 

  • Yes, providing we are satisfied with a fleet insurance policy certificate or a vehicle specific cover note before the vehicle leaves our site. 
  • By using your own insurance, you will benefit from discounted corporate rates.
  • This allows any driver covered under your own policy to drive the vehicle. 
  • You will still be required to leave a securing deposit which is refundable on return of the vehicle. 

What is the insurance excess if I have an accident? 

If you damage a vehicle you will have to pay up to the insurance excess amount in the table below for each incident:

 

Vehicle type
Excess Amount

Cars

£1,000

MPVs and Minibuses

£1,500

Small and SWB Vans

£1,000

Large Vans, Lutons, Tippers, Flatbeds

£1,200

7.5ton Trucks

£1,200


Are there options to Reduce your Insurance excess?

Yes, by taking out our excess reduction CDW option you can reduce your insurance liabilities to the amount in the table below:

 

Vehicle Type
Standard Excess
CDW cost per day 
Reduced excess figure

Small cars

£1,000

£7.95

£200

Medium Cars

£1,000

£7.95

£300

Large Cars

£1,000

£9.95

£300

MPVs 7 and 9 seats

£1,500

£12.95

£500

Minibuses

£1,500

£16.95

£500

Small and SWB Vans

£1,000

£9.95

£300

LWB and ELWB Vans

£1,200

£9.95

£300

Tippers and Flatbeds

£1,200

£9.95

£300

Luton Box Vans

£1,200

£11.95

£300

7.5Ton Trucks

£1,200

£16.95

£500


What does our insurance policy and CDW not cover?

Like with any insurance policy there are limitations and certain elements that are not covered. You will be liable for the full cost of any damage caused by, but not limited to the following instances:


Speak to our expert team 

If you have any questions relating to the information above please get in contact with our friendly teams at both our Market Harborough and Leicester branches.